Best Solution was formed to provide you with the foremost quality debt advice and support service. This offers total peace of mind to our clients who owe substantial or even small amounts. It provides a low cost, effective and efficient service to anyone who has a debt problem, or worries about finance. It is also uniquely designed to give you maximum assistance with the least possible damage to your credit rating. Each case is specifically tailored to the individual client needs.

We begin by carrying out an in-depth financial analysis and review. This enables us to determine how much you can comfortably afford to pay to your creditors each month and to compile your financial statement. We then consolidate all your debts into a single, affordable monthly payment, which is disbursed amongst them. Each creditor receives a copy of the financial statement and is asked to stop interest and charges going onto the accounts, explaining that we wish to avoid legal action and in the worst case scenario, the threat of bankruptcy. They also receive a formal payment offer for each account and we endeavour to get these accepted as quickly as possible.

Because we work closely with the County Courts and the Office of Fair Trading who licence us, we are able to gain a high degree of success in getting these payment offers accepted. Once agreement has been reached, the creditors will stop chasing you for money and we put you onto our Single Payment Programme.

We are also able to write off large portions of your debt by negotiating a reduced settlement with the individual creditors, thereby getting you out of debt quicker and more effectively. Once this has been achieved, we can get your credit rating restored by erasing adverse history from your credit file. We can also go on to help you build up your credit rating once more and even get preferential rates on mortgages etc.

Other services we can provide include: IVA's, unsecured loans, secured loans, mortgages, re-mortgages, equity release, capital raising, venture capital, business development loans, trust deeds and bankruptcy. We can help people with CCJ’s, insolvency, arrears, defaults, poor credit history, adverse credit, bankruptcy orders and even repossessions. This is regardless of whether they are home owners or tenants, working full time, part time or unemployed.

Call us now to find out how we can help and why we really are the Best Solution! Our team of highly trained, friendly, understanding and professional advisers are happy to take your call.

*Please Note* Your home is at risk if you do not keep up the payments on a mortgage or loan secured against it.